Life Insurance

We Offer Two Basic Types of Life Insurance

Term Life Insurance

Provides affordable coverage for a specific period of time. Payment amounts don't change for the guaranteed premium period.

Typically, proceeds from a Term Life Insurance policy may be used to cover needs like:

•Pay off mortgage on your home
•Provide an emergency fund
•Help provide for a child's education fund
•Pay off personal debts

Permanent Life Insurance

Provides protection that lasts a lifetime or for the life of the policy. It may build cash value that can be used even when you are living.

Typically, permanent insurance is used to cover long-term needs like:

•Pay for final expenses
•Provide an ongoing income for your family
•Supplement retirement
•Fund an estate or business continuation plan