We Offer Two Basic Types of Life Insurance
Term Life Insurance
Provides affordable coverage for a specific period of time. Payment amounts don't change for the guaranteed premium period.
Typically, proceeds from a Term Life Insurance policy may be used to cover needs like:
•Pay off mortgage on your home
•Provide an emergency fund
•Help provide for a child's education fund
•Pay off personal debts
Permanent Life Insurance
Provides protection that lasts a lifetime or for the life of the policy. It may build cash value that can be used even when you are living.
Typically, permanent insurance is used to cover long-term needs like:
•Pay for final expenses
•Provide an ongoing income for your family
•Fund an estate or business continuation plan